Providing small businesses and family farms with increased access to capital

Valley Small Business Development Corporation (hereafter "Valley") was incorporated in 1981 and is a CDFI/Financial Development Corporation that serves the credit, as well as, management and technical assistance needs of small businesses and small farming entities throughout the State of California. It is licensed to make direct loans as well as to guarantee small business loans to participating financial institutions and CDFI’s. Valley’s mission is to provide small businesses and family farms with increased access to capital.   

Valley has defined the Central San Joaquin Valley as its primary Service Area. However, with the State Loan Guarantee Program, Valley is a state-wide provider. In addition to the State Loan Guarantee Program, Valley also offers direct loans to small businesses through a variety of public and private funders as well as loans to rural businesses and agriculture through the USDA. Additionally, through an initiative with Farm Credit, Valley operates the Center for Agriculture, Dairy, and Rural Development. The flagship of this center is a mobile office/van that travels throughout rural areas bringing technical assistance and access to capital to underserved communities.

 Valley is well-qualified to act as a program operator and technical assistance provider. Valley has a very experienced and knowledgeable staff with over 150 years of experience in lending. The main reason that sets Valley apart from other service providers is the fact that over half of the staff have operated or currently operate a small business. Valley’s staff understands how intimidating the lending process is to a small business owner and is very familiar with the challenges of successfully running a small business in California.

Valley Small Business
Development Corporation

7035 North Fruit Avenue
Fresno, CA 93711

Phone: (559) 438-9680
Fax: (559) 438 9690
Website: http://vsbdc.com